Auto Insurance in a Self-Driving world
Auto insurers are unprepared for the changes self-driving vehicles will create for their business, check out My Car Insurance Quote to get your plan now.
84% of auto insurance companies don’t think driverless vehicles will have a significant impact on their business until 2025, but they might be surprised.
Google is testing a fleet of 100 autonomous cars around its northern California headquarters. Audi and Delphi Automotive have teamed up on a self-driving car that completed a cross-country trip earlier this year. Tesla Motors is rolling out a software update that will enable its Model S to drive autonomously from San Francisco to Seattle. These things must be considered in the very near future in an Auto Insurance Plan because it will change the whole paradigm of cars on the road, the safety aspect of it along with the fact that there won’t be humans driving anymore.
Cadillac is planning to introduce an advanced system it calls Super Cruise on a 2017 model that will take over steering, accelerating and braking in highway driving. Toyota plans to offer crash-avoidance technology in all Toyota and Lexus models by 2017.
Autonomous vehicles will change the automotive business and this change will happen faster than most in the insurance industry think, soon you’ll see how everyone will be able to find a cheap car insurance.
To remain relevant in the future, insurers must evaluate their exposure and make necessary adjustments to their business models, corporate strategy and operations.
The question in place should be if you relinquish control over what your car is doing, why should you pay for any misdemeanor?
The brief answer to my question and what makes sense is if getting rid of the driver could remove the need for private insurance, as all the liability in case of an accident would be transferred to the car’s manufacturer or the software creators. If you are considering a purchase of an intelligent car, use a boat loan caclulator to determine how much you can afford.
Intelligent cars, with the assistance of 360-degree cameras, could provide much more information: from whether a safe braking distance was observed and the laws of the road were followed to how smoothly turns were handled.
In other words, they could help estimate the ‘percentage’ of driver’s fault in case of an accident and distribute the liability between the man and the machine.
When you talk about driving, it is not limited only to cars, hoverboards are devices which helps you try our your deepest riding skills. If you are into hoverboards this site will take you to one of the best hoverboards reviews.
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